How Lumo works

Post a job. Get bids in minutes. Pay when it's done.

Lumo is an Uber-style, chronological, distance-based marketplace for every service you need — from moving a couch to fixing a leak to walking your dog. Customers pay a 10% deposit to lock in a provider; providers keep 90% of the total.

01

Post your request

Tell us what you need. Auto-quote calculators price ~30 common services instantly; the rest go out for bids from nearby specialists.

02

Providers show up

GPS matches you with providers within your radius. Compare ratings, past photos, and quoted prices. Accept the one you like.

03

Track & pay

Live Uber-style tracker follows your provider en route. Pay the 10% deposit up front to lock the booking; the balance releases only after you confirm the work.

The details

Why every step of Lumo is built to protect both sides.

Chronological + distance-based feed. Providers see the newest requests inside their radius first. No pay-to-play, no priority bumps for advertisers — everyone sees the same feed, in the same order.

Escrow-backed payments. When a provider accepts your job, your 10% deposit is held in Stripe escrow. Neither side sees the money until the work is confirmed done. Disputes get manual review by a Lumo operator.

Live GPS tracker. Every accepted job opens a live map view showing the provider's ETA, current position, and one-tap chat. It's the same tech Uber uses — because when you're waiting on someone at your front door, you deserve to see them coming.

Same-day payouts via Stripe Connect. Providers who complete the Stripe onboarding get funds released to their bank within 24 hours of the customer marking a job complete.

Keep 90% of every dollar

Half of what TaskRabbit / Instacart / Uber Eats take.

Lumo takes a flat 10% platform fee — no lead fees, no boosts, no upsells. You do the work, you keep the payout.

Payouts in under 24 hours

Not 7 days. Not weekly batching. Same-day if you connect Stripe.

The moment a customer confirms your work, funds move to your bank via Stripe Connect. Instant wallet withdrawal for cash-out anytime.

Pick your hours, pick your jobs

Zero quota, zero minimums, no ghost-employer boss.

Post one job a month or one hundred — nothing changes on your side. Accept only the jobs you actually want; decline the rest with no penalty.

Jobs come to you, GPS-first

Uber-style live tracker maps you to the customer.

Set your service radius. Nearby jobs surface at the top of your feed with distance, walking-time, and photo evidence baked in. No cold-emailing bids.

Sponsored partners

While you're here — partner services you might like

Cashback, banking, insurance and other tools our providers use. Lumo earns a small commission when you sign up — no extra cost to you.

Disclosure: Lumo may earn a commission when you sign up or purchase through these links. FTC-compliant.
Next step

Ready to try Lumo?

Post a service request in under a minute, or sign up as a provider and start earning this week.