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Terms of service

Last updated: June 28, 2026

By creating an account or using Lumo, you agree to these terms. They're written to be readable — if anything is unclear, please email hello@golumo.app.

1. Your account

You're responsible for keeping your login secure and for the actions taken under your account. You must be 18+ to use Lumo.

2. Services & payments

Lumo connects customers with independent providers. Lumo is not a party to the work itself. Customer payments are held in escrow until the work is confirmed; Lumo charges a 10% platform fee on completed jobs.

3. Conduct

Don't post illegal content, harass users, or attempt to defraud the escrow system. Violations may result in account suspension.

4. Disputes

If a job or order is disputed, contact support within 24 hours of auto-release. We review evidence (photos, messages, ratings) and adjust escrow accordingly.

5. Changes

We may update these terms. Material changes will be emailed to you and posted here.