Compare rates from the top carriers, get quoted in minutes, and start accepting jobs the same day. Lumo doesn't sell insurance — we curate independent offers so you're covered your way.
Handyman · Cleaning · Landscaping · Pet care · Movers
Anyone hiring subcontractors · Multi-crew moving · Cleaning teams
Delivery · Moving · Rideshare · Roadside · Towing
Notary · Locksmith · Contractors · Cleaning (janitorial)
Anyone storing customer data · Notaries · IT consultants
Every provider without employer coverage
Disclosure: Lumo earns a commission from some of these partners at no extra cost to you. We list them because they're the ones our providers actually use — not because they pay us. Rates shown are starting quotes; your final price depends on your business type, location, and prior claims.