Get legal to work — insurance built for gig pros.

Compare rates from the top carriers, get quoted in minutes, and start accepting jobs the same day. Lumo doesn't sell insurance — we curate independent offers so you're covered your way.

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General Liability

Coverage for

Handyman · Cleaning · Landscaping · Pet care · Movers

Workers' Compensation

Coverage for

Anyone hiring subcontractors · Multi-crew moving · Cleaning teams

Commercial Auto

Coverage for

Delivery · Moving · Rideshare · Roadside · Towing

Surety Bond

Coverage for

Notary · Locksmith · Contractors · Cleaning (janitorial)

Cyber Liability

Coverage for

Anyone storing customer data · Notaries · IT consultants

Health & Dental (Freelancer)

Coverage for

Every provider without employer coverage

Disclosure: Lumo earns a commission from some of these partners at no extra cost to you. We list them because they're the ones our providers actually use — not because they pay us. Rates shown are starting quotes; your final price depends on your business type, location, and prior claims.